and Financial Services

When it comes to flying into Manila (MNL), your point of entry is the Ninoy Aquino International Airport (NAIA), including its Centennial Terminal.  

 To ensure a smooth and budget-friendly travel experience, we strongly recommend booking your flights well in advance. 

Currency, ATMs, and Money Changers

The official currency of the Philippines is the Philippine Peso (PHP). Denominations include coins (1, 5, 10, and 20 pesos) and banknotes (20, 50, 100, 200, 500, and 1000 pesos). While credit cards are widely accepted in urban areas, it’s advisable to carry some local currency for small transactions.

When exchanging your cash to Peso currency, you may use ATMs. Please note that bank charges may apply. Most ATMs will only allow you to withdraw a maximum of PHP 10,000 at a time. There are also several money changers and ATM throughout Manila.  

 When withdrawing cash, it is best to look for available international bank ATMs such as Citibank, HSBC, Chinatrust, Maybank, and Standard Chartered Bank. Withdrawal fees range from P150-200 (A$3.85/US$2.56) per transaction. 

Bank Hours

Citibank – 9:00 AM to 3:00 PM, Monday to Friday  

HSBC – 9:00 AM to 3:00 PM, Monday to Friday  

Chinatrust – 9:00 AM to 4:00 PM, Monday to Friday   

Maybank – 9:00 AM to 3:00 PM, Monday to Friday 

Standard Chartered Bank – 9:00 AM to 6:00 PM, Monday to Friday 

*NOTE: Banking hours may change without prior notice.  

Major establishments in Manila accept credit cards. Mastercard and Visa are the most popular card payments in the country. As a side note, most of these establishments do not accept American Express.